How to live your dream life starts with looking at one word in a completely different way, this one thing can be a huge game-changer in how you move forward. To help paint this picture let’s look at a movie.
In 2018 the movie I Can Only Imagine debuted and has made over $85 million. The song I Can Only Imagine hit radio stations 19 years earlier. The story behind the song is based on the life of the songwriter, Bart Millard. When the movie came out, I personally thought it would be a boring movie. Two years later, I finally watched it and my emotional response shocked me.
Why did the movie grab me so much?
In the summer of 2020, I was in a funk with the rest of the COVID world. We had just come off a 3-week vacation camping at a nearby campground…needless to say I needed a vacation after the vacation.
As I was flipping through movie options my finger stopped at “I Can Only Imagine”; it’s Sunday, so why not watch a Christian movie?
The crazy thing about this specific movie was how emotional I found myself. My heart was jumping from one character to another. One minute I was sad for Bart, and the next I was upset about his mom. I was sad his dad was so confused. Then my heart ached for his dad when he was trying to figure out the Bible on his own. And then back to Bart of how he heard from God and pursued to live his dream life. But what was I really crying about?
The lie holding you down from your dream life
Deep emotions surfaced from my own past, and as I peered closer to the anchor which has kept me down, I saw a four-letter word written on it. Through my blurred teary eyes the word “can’t” became clear.
“You Can’t”
Throughout my life, I have heard “you can’t” from people I love and respect, from people I have trusted, and mostly from myself. With ideas and dreams I’ve shared, I was hopeful for encouragement and instead got, “That’s silly”, “You know how hard you’d have to work?”, “You don’t want to do that”, “Do you even qualify to do that?”… “You can’t”… these words were not only verbally spoken, but the Enemy whispered them in my ear as well. These people responded saying, “Don’t even try”.
Not only did I hear it from my family and friends, but I heard it in the media. “You can’t do that without this.” “You can’t lose weight without this system and support team.” And the list goes on.
To add more shine to the word “can’t”, my body was telling me I can’t! My digestive system got so messed up that I was unable to eat a “normal” diet. I have to think about what to order at a restaurant and make sure it’s safe for me to eat. Other ailments loitered and set up camp for months and then years crippling my ability to sit for long periods and walk without pain.
I was starting to believe I couldn’t do the things I had ideas about. It felt like no one took me seriously or believed in me…even me. Do you know what that’s like?
Keep moving forward
As I reflected on the movie and looked closer at the word “can’t” I realized something. As you know some people get motivated when other people tell them they can’t do something. The next thing you know they’ve achieved that very dream someone told them they couldn’t do! Not all people are like that, but maybe that can change right now. I want you to take a close look at the configuration of the word “can’t”. What do you see?
This movie showed me something I’ve missed for so many years. If you want to l live your dream life, the next time someone says you can’t, look at the letters of the word and be reminded of Philippians 4:13. I can do all things through Christ who strengthens me.
Gift for you!
Here’s a little gift for you to help you believe in yourself. Download my 30 favorite affirmations right now. And for more freebies head over to my freebies page and unlock numerous resources to get you moving forward.
If you haven’t seen the movie yet, I encourage you to watch it or watch it again, you may experience a breakthrough!
If you want to know how to be more creative it starts with understanding the purpose of creativity. How to be creative is meant to be yourself. Taping into our God-given talents and abilities helps us naturally be creative. A big part of how to be creative is permitting yourself to let go of the world and unlock the abilities God gave you. Doing that can be scary, however, getting the right frame of mind might help ease you into your creative side. Holley Gerth, the Christian author, said it perfectly, “Your dream is a gift God gives you. What you make of it is your gift to Him.” This involves creativity!
Don’t get discouraged in how to be creative
I’ll never forget when I was 10 years old; I reached for the flour in an overhead cupboard. My fingertips were millimeters away from the canister. One… more… bit… CRASH! I was successful in getting the flour down, but it wasn’t in the canister. I stood there and sulked as my older sister laughed at me and called me “Casper”. Creativity can get messy.
Back then my dream was to become a baker. I loved baking cookies, muffins, and quick breads. Mixing simple ingredients with my signature twist was so fun. Unfortunately, it’s harder for me to bake these days. Since I’ve gone gluten-free it makes it more challenging to bake, but I still try and experiment with what I have. 🙂 My baking dream might have gotten messy with my diet restrictions but it hasn’t terminated my need to create.
How to know if you’re being creative
One way to know when you are using your creative side is when you lose track of time. It’s those moments in between clock numbers when you truly feel alive. Whether it’s cookies, a garden, a writing piece, or simply drawing a picture on your child’s lunch sack. It’s gratifying to see what your creativity can create.
Why creativity is important: don’t miss this!
Get on Amazon
Creativity isn’t just for fun. Creative thinking can solve problems, help us perform better at our jobs, help with depression, and help make a difference in people’s lives. Look at music, art, dance, and literature… what are those talents trying to do? Matthew Barnet has a great answer from his book, The Cause Within You.
He says, “Fulfilled artists do not paint or sculpt for the sake of creating more art. They do it to move people and challenge them to see the world differently. “
The scary part about creativity
From CreatingMinds.org they say our creativity fades away when we don’t use it. As in the Bible, it says, “You are the salt of the earth. But if the salt loses its saltiness, how can it be made salty again? It is no longer good for anything…” Matthew 5:13. (NIV)
In our busy lives, it’s important to take a time out to be creative; and to take a small step in becoming the unique person we were intended to be not just for ourselves, but for the sake of others. More importantly, using our creativity is an excellent way to love God! He gave you the ability and talent, use it to give thanks to Him.
All in all
The creativity flame still glows in us. Feed the fire within. There is no better time to get our hands busy; our minds will love it, our hearts will feel good, and we may spark something in someone’s minutes.
Off-track? Want to know how to set goals and achieve them? When our goals and declarations stutter to a stop, our proactive self immediately turns into a reactive being. We get into a vicious cycle of reacting to our circumstances instead of making things happen. I’m here to help you prevent that from happening. Learn my 4 repair tricks to knowing how to achieve goals!
What ain’t gonna work
Forward is the right direction, no? As with anything moving forward, it’s a lot easier to use a flashlight than to stumble in the dark. A key to knowing how to achieve goals is to understand what throws us off. What are your triggers and how do you defeat them?
Picture this; we start the year off strong. The first week we’re super motivated. The second week it gets a little harder. The third week something happens; we’re not sure what…but we veer off course; so much so we decide to set up camp. I’ve personally been there many times. Frankly, my old patterns are comfortable, they’re easy. But friend, there is something else I’ve learned; “comfortable” and “easy” ain’t gonna getcha where ya want ta go. So let’s learn more about what trips us up in the first place.
Here are the top stumbling blocks:
L = LIES we believe.
It’s too hard. Let’s face it, when things are hard ‘quitting’ comes to mind. This year quitting is not an option. Your goals need to be challenging, but they don’t need to be hard. There’s a difference. It’s called pace and workload. It’s too hard is a lie. Are you looking for an excuse to stop? When things get hard it is SO easy for us to quit. Here’s the thing, when you quit you’re on the verge of a breakthrough, and you just missed it because you gave up. Keep moving forward. When hard things are taken step by step it’s heck-of-a-lot easier to make things happen.
THE FIX: Break down your resolution and put a plan in place. Write down what you want to do every week, then every day, then every morning and evening. Get into a routine that helps you win. I don’t care how small the step is, you’re still moving forward. Make the day count. I created a mind map that will help you take things one step at a time. This is actually a great family activity to do; you’ll hold each other accountable!
A = ACTIONS WE DON’T TAKE.
There’s a lack of motivation. When I’m unmotivated I procrastinate. I wait until I FEEL like it. Well if I waited until I FELT like it all the time, nothing would move forward and I would have regrets. There are a couple of things I’m talking about. In order to know how to achieve goals, the first is to understand the purpose. Why must this get done? What space does it fill? What piece of my goal does this satisfy? The second is the FEEL part. This is a time when you pull up your bootstraps and put the emotions aside.
THE FIX: Ask yourself, “How am I going to feel when I get this done?” If your answer is ‘relief, amazing, good, a load off’, then that means it needs to happen…make it so. This is so incredibly good for your mental help and confidence.
Z = ZOMBIE GOALS.Sabotage #3
How to achieve goals is to have specific goals. The sabotage is that our goal is not specific. It’s like we’re walking around like zombies. Let’s say my resolution is to manage my finances better; I declare “I’m going to save money this year.” Then what? Ask yourself these questions: Who? What? When? Where? How? Who is going to help me? What changes am I going to do? When am I going to review these things? Where am I going to go if I need help? How am I going to succeed? When you have the answers to these questions you have a better view of how it’s going to happen.
THE FIX: be specific when writing your goals, something like this: “I’m going to review my cash flow and budget every Thursday after work.” To help you out in the goal department I created a printable that you can get for free. Head to my Freebies.
Y-YELLERS get our attention.
We get distracted. Distraction is a HUGE sabotage! When our focus isn’t on our end goal we flounder around in circles. Some people get stuck in this pattern and find it harder and harder to break free. To break through this twister, we must intentionally turn away from the distracting force and focus on what lies ahead.
I read an article a few years ago about the power behind just seeing the word “FOCUS”; it said that it can mysteriously snap us back on track. It sounds crazy, but I tried it and it worked for me.
THE FIX: when you find yourself getting distracted, recognize what is happening and remove yourself from the distracting environment. Write the word “focus” and place it in areas where distractions linger. Take it a step further and declare your time and space to be free of distractions in Jesus’ Name. Darkness wants to throw you off course. Stand firm next to Christ, and command the negative ju-ju to leave.
And…there it is…how to achieve goals
If you haven’t quite figured it out yet, the acronym I used for goal sabotages was LAZY. Our goals fall short because we get lazy. Been there, done that! Another way to look at it is that you might say we get a “lazy eye”, not physically, but mentally. We lose sight of our WHY, why am I doing this anyway, we might ask.
The word “lazy” means: unwilling to work or use energy. Talk about a knife in the wound. Lazy isn’t a bad word, especially on your day off. But it can be used against you in all other states of affairs.
My perspective about personal goals and resolutions is this: no one is going to do it for you. If you want it, YOU have to go get it. Staying reactive to things in life isn’t life, that’s existence…you just exist. But when you use your knowledge, resources, talents, strength, and creativity to go after your own goals…that’s not only productive, that’s doing more than existing.
Take things step-by-step, check your motivation, use specifics when setting goals, and FOCUS. May you be filled with dreams, plans, and amazing goals for your soul.
Enjoy the silence; no no, sorry chaps, this post isn’t about the band Depeche Mode. As much as my high school boyfriend loved Depeche Mode’s “Enjoy the Silence”, I am not writing about them. Yet, I still picture a man dressed like a king wandering in the desert…I never really understood that video. ANYWAY… the King I’m referring to who also wandered in the desert is Jesus. We live in a world that thrives on speed and noise. As things spin faster and noisier; it becomes more critical to put yourself in a timeout to enjoy the silence, to listen to Jesus, and to choose for Him to guide you. Why? Because healthy solitude will fill your soul and renew your mind, this my friend will bring clarity to the steps you take each day. Learn how to reap the rewards of your ‘silence’ to feed your mental health and experience Peace in this loud world. Embrace these 4 rock-solid reasons to enjoy the silence.
Silent Night, Holy Night, All is calm, all is bright.
Silent Night, the Christmas song, was composed in 1818. This now-traditional Holiday tune debuted all because of an organ…that broke. Without the help of an ill organ who knows if this song would have surfaced; oddly, silence accelerated its success.
How does enjoying the silence help your success?
Recently I saw a commercial, not sure what it was selling, but it did leave me wondering what ‘peace’ really was. In the commercial, we see a couple who left the big city to go camping in the woods. Due to their overjoyous accomplishment of setting up camp, they were obviously seeking serenity. However, when night fell and all was calm, they were restless and frustrated. Then one of them downloaded a ‘noise app’ on their phone. It played cars honking, emergency sirens blaring, and dogs barking…all was ‘calm’ and they instantly fell asleep. What is ‘your silence’?
Our ‘silent night’ is not only where our souls settle down, but it’s where peace waits and where ideas birth. Outside of bedtime, do you intentionally turn off the NOISE?
4 Solid Reasons to enjoy the silence
1. Hearing from God
The most likely time God will talk to us is when we’re relaxed…quiet…still…and alone with Him. Jesus went away all the time to be with the Lord. Why wouldn’t we? But Jesus often withdrew to lonely places and prayed. Luke 5:16 As I said earlier this world will swallow you up with noise, drama, and distractions; so much so you’ll miss what God is trying to tell you, show you, and bless you with. When we don’t stop to be with the Lord in private, the world will devour us and we will completely miss the blessing God has for us; and this is exactly what the Enemy wants!
In Romans 12:2 Paul says, “Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God’s will is – his good, pleasing and perfect will.” (NIV). Make this your prayer. Spend time in healthy solitude with God to allow intimacy with Him. He wants your attention so He can love you more than you will ever know. His promises surface when you spend time with Him. There is a transformation in His presence when you make time for Him, to be alone with Him, and to rest in His arms. Do more than exist and spend time with God alone without distractions.
2. Creativity
Inc. Magazine says…awesome creative work can be achieved by shutting out the outside world, whilst you insanely focus on your craft. Do you say you’re not creative? That’s not true! My go-to for taking my mind off things is to put my colored pencils to work and get my hands busy. Develop your hobby and reap the rewards. Here is a fun and soothing adult coloring book to get you started: The Psalms in Color.
To get all the benefits of silence and creativity, not to mention, getting outside, take up gardening or walking…without the earbuds. Did you know that nature can enhance your creativity and problem-solving skills?
3. Problem-solving
Physically turning off the noise slows our thoughts. We can then think through our issues without distraction. The phrase “Sleep on it” makes a lot of sense now. There is truth in ‘sleeping on it’; not only does it help us think through things, but it restores our bodies, and reduces stress. One of the key tools I use to fall asleep and stay asleep is my white noise machine. Our family has 4 of these amazing things! Seriously, this is a game-changer and has improved all of our sleep and sanity.
4. Restoration in health
Scientifically, the Huffington Post reports that researchers found that two hours of silence daily led to the development of new cells in the hippocampus, a key brain region associated with learning, memory,and emotion. If you can’t get complete silence, the white noise machine I mentioned above is a great alternative. It helps drown out the distractions with little noises. Again, I LOVE this tool!
The Power in Silent Night
In the dancing noises of our world many of us, unfortunately, will miss these life-enhancing riches. We’ll wander in the racket and wonder why our prayer hasn’t been answered, why this particular problem still lingers, why we feel like we just exist, and why our bodies hurt all the time.
Josef Mohr, author of Silent Night, pondered on what to do about his broken organ. Christmas Eve was the next day, people were expecting music! So he hiked up a hill.
It was there where he looked down at the snow-covered village where he could be in ‘his silence’. It was there that he gained the courage to turn his poem into a legendary song.
“The trees, the flowers, the plants grow in silence; the stars, the sun, the moon move in silence. Silence gives us a new perspective.”
Mother Teresa
Enjoy the silence recap
The next day, Christmas Eve, Josef approached his organist, Franz Xaver Gruber, and within 3 hours Franz composed the melody via guitar. Silent Night has been sung ever since. Are you making an effort to be in silence every day, ‘hiking up a hill’ to get a glimpse of the big picture?
“Silence” grows, moves, and it gives. How much is ‘your silence’ worth? Recharge by spending some time in silence. You might be surprised at what you hear. If you haven’t gotten a daily devotional yet for this year, it’s never too late. One of my favorites is Jesus Calling.
If you can’t physically get outdoors, reading nature quotes will take your mind there. We were born with this internal love that connects us to nature. The awe of sunsets, oceans, and majestic mountains gets our attention. The outdoors is extremely entertaining and incredibly powerful. Things like storms, trees, flowers, and even vitamins like vitamin D can bring healing to our mental health, bodies, and even hearts. God is massively creative and wise and knows just what we need to rejuvenate our souls. Love Him back by getting yourself outdoors in his Creation.
Preparing to enter nature
Do you ever get that feeling something is off-balance, that you just need to get out and breathe? I sure do. In fact, this past weekend I said to my husband, “I have got to get outside and surround myself with nature. I’m feeling anxious and need to clear my head.” There are numerous studies about the power of nature and how it helps ground us, relieve stress, and simply be a vitamin for our souls. To motivate younger generations to get outdoors some people call it, Forest Bathing (Japanese term). It is a pretty cool term, kind of like “earthing” a.k.a. walking barefoot on the ground.
One of the things we can do to prepare for the outdoors is to get in the right mindset. Reading nature quotes is a great way to anticipate your outdoor venture. Nature quotes do a couple of things, they give you a mental visual of what you might experience, and they set the stage. They open your mind and prepare you to open your eyes to things you might otherwise not notice.
Taking a look back to move forward
There is just something about being in nature; you’re surrounded by the beauty and uniqueness that our pioneers and Native Americans lived in every day. This gives me awe that in some areas of the outdoors, it looked the very same as when our ancestors were around.
When I was a child I would play in the woods for hours. I’m sure you can relate if you lived in rural areas. I’d make a fort and play house of course! Making a broom out of a stick and pine branches made me feel purposeful and resourceful. Know what I mean? This is probably why I enjoy camping.
Our children and nature
Outdoor play is so good for our children. It not only stimulates their creativity, but nature actually helps them be creative. Playing outdoors creates confidence. It helps our kids develop a relationship with nature, and it comforts their natural spirit. Playing in God’s creation also brings them closer to Him. Here’s a post you gotta check out: 5 Valuable Ways to Manage Mental Wellness in Kids & Us. It talks about developing a relationship with nature. And gives ideas on how we can get our kids outdoors. It also covers our mental well-being and how to manage it naturally.
Nature can be our secret haven
For some people, like myself, nature is one of our favorite worship sanctuaries, it’s our haven, refuge. It’s informal and a perfect place to be one-on-one with God. Even if we don’t go into the woods or visit the meadows and mountains or beaches with the intent to worship God, nature has a way of rejuvenating and healing our souls. It’s like osmosis.
Being outdoors doesn’t mean you have to exert a lot of energy to benefit from it, like climbing a mountain or going mountain biking; you can just be, and soak in that unexplainable need for it. It keeps our minds fresh and it maintains equilibrium with our daily lives. There is nothing more pleasing to the eye than the serenity of God’s creation.
7 Amazing Nature Quotes
Snowflakes are one of nature’s most fragile things, but just look what they can do when they stick together.
Verna M. Kelly
Look deep into nature, and then you will understand everything better.
– Albert Einstein
Beauty heals.
– Unknown
The trees, the flowers, the plants grow in silence’ the stars, the sun, the moon move in silence. Silence gives us a new perspective.
– Mother Teresa
When I get into the woods my cluttered mind says “Thank you”, my soul says “Ah”, and my spirit whispers “Be still”.
– Christy Troy
The oak sleeps in the acorn. The bird waits in the egg, and in the highest vision of the soul a waking angel stirs. Dreams are the seedlings of reality.
– Napoleon Hill
I can’t change the wind, but I can adjust the sails to reach my destination.
– Jimmy Dean
Wrapping it up
John Muir loved nature and God. He published over 300 articles and 12 books about wilderness, nature, and preservation. He co-founded the Sierra Club which helped establish several national parks. John says it perfectly here,
“Everybody needs beauty as well as bread, places to play in and pray in, where nature may heal and give strength to body and soul alike.”
– John Muir
May you make an effort to get out into your haven over this next week, practice forest bathing, read some of these nature quotes before heading out in nature, take a step back into time, and see the world through the eyes of the pioneer and Native American. You may be surprised at what nature does for your heart and soul.
The power of prayer is mysterious. Prayer makes things happen. It is a gift from God for ALL to use at any time. I guarantee you will feel better after you pray. There is something extremely special about being able to give our worries to God for Him to figure out, rather than carrying them ourselves. That’s what the power of prayer does, it sets us free. Let’s learn a little bit more about prayer and God’s truths. Here’s a quick snapshot of the power of prayer.
If you want to start a new healthy habit, start working on your prayer life. This is a process, a very exciting journey! I can’t believe the difference it has made in my life. My anxiety has decreased, my stress level is healthier, and I feel more clear-headed. Answered prayer is around the corner, ask for it, believe it’s going to happen, and receive it with open arms.
Praying to God through His son Jesus with help from the Holy Spirit is truly a gift, John 14:6 – “Jesus said to him, ‘I am the way, and the truth, and the life. No one comes to the Father except through me”. Christ died on the cross and was resurrected to set us free, to give us eternal life, and to give us this gift of prayer to God, the Only living God!
Prayer gives you hope. God is incredibly mysterious, Jesus is the coolest person this planet has EVER experienced, and the Holy Spirit is amazingly powerful; you just never know when or how your prayer will be answered, but it will be answered. The answer could be No, Slow, Grow, or Go.
Prayer immediately, gives you faith, for wherever you were before your prayer, you’re in a better position after your prayer. He will lift you up and answer your prayer in due time (1 Peter 5:6) this promise is incredibly healing.
When I give it all to Him to figure out, I can walk in confidence throughout my day that He has my back, He walks with me, and before me (Deuteronomy 3:18). Faith is confidence in what we hope for and assurance about what we do not see. (Hebrews 11:1) Open your eyes, awaken your ears, and plant in your heart the Truth. In John 8:32 Jesus says, “And you will know the truth, and the truth will set you free.” Pray and ask Him to show you the way, to fill your mind and heart with truth, and to lead you in life. Prayer is so good, extraordinarily loving, and completely full of truth.
How to pray
Let me reiterate: Prayer is the MOST important part of your life! Remember this, the more you know God personally, the better your prayer life will be. The Bible isn’t just for instruction, it’s also for getting to know your Creator, His son Jesus on a personal level, for Him to speak to you. It is a communication line to and from God, himself.
I read this next statement that totally made sense to me and has stayed with me: Pray before a crisis happens. Meaning, pray in the morning before your day starts, and pray at night before your body, heart, and mind rest. Stand firm in Christ.
If you have a choice of where to pray, find a place that is your secret place to pray, where there are NO distractions. A place where you can be your total and true self. Your prayer place is a place where you can cry, sob, yell, and sing without the world looking at you and judging you.
Invite the Holy Spirit to come and guide your prayer. Playing soft instrumental music in the background helps me welcome the Holy Spirit.
To close your eyes or keep them open? It doesn’t matter. I do both. The Bible doesn’t say you have to close your eyes.
To go deeper in prayer, memorize scripture and recite it back to God in your prayer.
When I pray I like to go in this kind of order:
Praising God and telling Him how great He is.
Thanking Him for everything big and small that comes to mind.
Confessing my sin and asking for forgiveness, getting right with God.
Asking for the Holy Spirit to come into my heart and help me pray.
Asking for protection over the Enemy, and using God’s armor to stand firm next to Christ.
Other prayer requests, praying for people, situations, and myself according to His will.
Asking all in Jesus’ name. Sealing the prayer in and through Jesus. For instance, I end the prayer something like this… “Thank you Jesus, I ask all this in your name, in Jesus’ name, Amen.”
Sometimes, on challenging days, my order goes out the window and I simply talk to Him, lament, cry, and get it all out. He is full of truth, love, mercy, and hope. He is the only One. Pour into Him, trust Him. Ask Him. Love Him.
Let’s practice this power of prayer
Heavenly Father, thank you for YOU! Thank you for your son Jesus, the Holy Spirit, and the Bible. I’m so grateful for your truth and the power of prayer. Thank you so much for the gift of prayer through your Son Jesus. Please forgive me of my sins, for things I’ve done or said to others that are offensive to you, please forgive me of my selfishness, pride, and greed that come from the pressures of the world. (any other sins you can think of ).
Thank you Jesus for what you did for me. Lord, Father God, please fill my heart today with your Holy Spirit so that my words and actions would reflect your son Jesus. Guide my steps that lead me to do your will today. (Pray for others) I pray for healing over my physical body, and for healing in my heart and mind in Jesus’ name. (pray for other things only God can do) May you fill me with love, joy, peace, patience, kindness, goodness, gentleness, faithfulness, and self-control. You are my God. I love you. Thank you for who you are. Thank you for choosing me. I‘m so grateful for the time you’ve given me. In Jesus’ all-powerful and mighty name, I pray, in Jesus’ name, Amen.
Want no more money problems? Listen up to these 9 must-do steps. There is no way to predict tragic storms, destructive earthquakes, virus pandemics, wars, house fires, the sudden death of a loved one, or unemployment. If we could tell our money ‘a tornado is coming, hang on tight’, life would be so much easier. We can tell our money to do that, but what if we weren’t ready? In knowing how to fix money problems you can do some simple steps. To get started, I’ve got 9 easy-to-do steps to help you manage money wisely starting today!
First things first
First and foremost, remember these times of despair are just that, a time. It’s not forever, it’s not the end of the world; it’s just a season that is visiting for a while. It may seem like an eternity but it will pass like all our other seasons IF you want it to. The hard part is getting through it without much pain. But you must get through it, keep moving forward! Want to know more about motivation? Check out How to Get Motivated: 4 Critical Tips to Start Anything.
Your 1st priority
Your priority is to take care of yourself and your family. If it’s a spreading sickness, do everything in your power to protect yourself and your family from getting sick. Did a storm hit your house? Then get your family to a safer shelter. If you lost your job, then start looking for a replacement job, even if it pays less than the work you had before, just get something going so you have a little income.
When the overall shock has faded, this is usually about a week to 10 days depending on the severity, you can start working on these 9 must-do steps to get your life back on track and put your money problems behind you.
9 Steps to Manage Money Wisely
1. Clean up the unnecessary subscriptions
Get rid of unnecessary subscriptions: magazines, the gym (unless you’re using it), weight loss programs, email subscriptions that you’re not using every week, and might I even say cable TV? When you add all these things up, you will be surprised at how quickly things add up! It will make you sick. Stop giving your money away to companies you’re not using! Again, look at the numbers and the amount of time you use these things. Is it worth it? Is it distracting you from accomplishing your goals?
2. Work on your budget
Having a budget is the BEST tool out there to manage money wisely. Money problems happen when a budget is not in place. What I love about a budget is that it can help you find the holes and see what holes need to be filled. For instance, my husband and I recently redid our budget and found that we were spending way more than we thought on eating out. Ouch! I like to think of a budget as a treasure hunt or a crime scene. It lays it all out so we can solve the case.
A budget doesn’t need to be restrictive, tedious, or confusing. Keep it simple. Paper and pencil work great. Or step it up to an Excel worksheet. I already created one for you that you can use for free. Go to Freebies to get yours.
If you want something beefier that has printable reports I highly recommend Quicken or Quickbooks. We use both for different accounts.
Budget tip
Start your budget out simply. Scale down and only focus on your necessities. This may be hard but look at it from a survival perspective. What can I, or we as a family, live without for two months? Do we have an emergency fund?
Wipe your money problems away by making extra money. There are some amazing side gigs out there that I’ve even done! For instance, you can grocery shop for others. This is a fun job if you like the grocery store. Numerous delivery services are desperate for people to work. I suggest searching online using keywords like “work-from-home jobs”, “part-time jobs”, and “best side hustle jobs”. There are a lot of opportunities.
Heads-up: Many bloggers say to start a blog. FYI – You’ll be spending more money on starting it than making any money on it. They are only telling you to start a blog to sell their blog-building tools or to exercise their affiliate programs. Building a profitable blog takes time and money, it’s not impossible, but it is a lot of hard work, especially starting from scratch. Just being honest here.
Simply look at what businesses are booming in tough times and then go there and inquire about opportunities. For instance, health care during a pandemic, delivery services, construction workers, or restaurants. Search with an open mind and ask yourself what you would enjoy and be willing to try.
4. DIY (Do It Yourself)
Do things yourself. Ideas in this arena include selling your crafts and creations on Etsy, cleaning your own house, mowing your own yard, and for minor fixes around the home getting on YouTube to find ways to fix things yourself. Doing things yourself can help save you money and give you gratification and confidence!
5. Cut Costs
Cutting back on costs can be kind of fun to figure out yet still be content. Things to look at are the number of visits to: the hair salon, getting your nails done, trips to the grocery store, and the car wash. Other ways to cut back are to shop at a lower-priced grocery store, and to be mindful of your utilities: shower or bathe once a day instead of two, turn off the lights when not using that specific room, turn the thermostat down one or two notches, ‘when it’s yellow let it mellow when it’s brown flush it down’, turn the faucet off while scrubbing those pearly whites. Things like that. Here’s a great post on how to savemoney grocery shopping that you should check out.
6. Sell stuff
Sell stuff through Facebook Marketplace, Mercari, or other trustworthy platforms. This is a great time to declutter your home and ask yourself if you need certain things. Selling your things is a lot easier these days too. If you don’t want to hassle with a garage sale, sell things online. I have done well using both methods. In my last garage sale, I squashed a money problem using my profits. It felt so good!
7. Be smart
Make smarter buying decisions on the necessities. Okay, toilet paper baffles me, unless you have an underlying condition like Crohn’s, colitis, or cancer, cool your jets on the TP. Simply take what you need for two weeks then manage the toilet paper you have in the house.
Ask yourself if you NEED a particular item before buying it. Look for deals or coupons. Opt to never buy full price for anything! Always keep your receipt in case you have buyer’s remorse and want to return an item.
8. Whoa-back on large money deals
It’s human to be uneasy during uncertain times, but only allow yourself one day to ‘freak out’. After that, get your battle face on and make adjustments. However, the one caveat to making change is to not make any major financial decisions in the first 7-14 days. For instance, don’t cash in your 401K buy a new car/house, or rank up your credit cards. Put your mind to work and figure out some ways to adjust in ways that help you and not hurt. Put together a budget and get a plan in place.
9. Emergency fund
When all is back up to speed, start to build your emergency fund for the next time something like a pandemic or war sucker punches us again. One way to do this is to put a little bit away every paycheck. Some people do 10%, others 5%, and so forth. You will be amazed at how quickly this adds up, especially if you put it in a savings account that accumulates interest.
In closing
I believe in you. You got this. Just remember your priority is to take care of yourself and your family with the necessities. Work together as a family. Working together will not only bring you all closer together and working as a team, but it will be a lasting memory and bring more happiness into your home.
God has some mysterious creations, the lightning bug or firefly is one of them! To this day I still get awestruck at this tiny bug that emits light in the darkness. The firefly is my favorite bug if anyone were to ask me, “What’s your favorite bug?” With that said, I wanted to look deeper into the firefly and came across some cool facts I thought you’d enjoy and share with your family. Enjoy and be gentle!
Firefly Fact #1
There isn’t just one kind of firefly. There are more than 2000 species of fireflies in the world! That’s a lot of light.
Fact #2
Speaking of natural light, the firefly light is the most efficient light in the WORLD! Yep. Bug light is the best light in the world…natural light. The sun doesn’t count. Let’s face it, what other bug or animal produces its own light?
Actually, there are some other bioluminescent species that exist on this planet, however, most of them live deep in the ocean.
Fact #3
What else is cool about the firefly glow? Not all light from the firefly is the same color. The glow can be yellow, green, orange, or blue! How cool is that? Way cool.
Firefly Facts #4
Their handy blink and frequency of the blink are how fireflies communicate with each other. I kind of like to think of them using the Morris Code. They also use their light as a mating signal. Oo, la la!
Fireflies do not taste good. If I were you I’d cancel that side of firefly and stick with your kale. Fireflies are actually poisonous to some animals if they eat them. When the firefly is attacked it releases a little blood. Ew. But the blood contains a chemical that creates a bigger taste and emits poison! It’s how they protect themselves.
Fact #6
Okay, this one is super important. Firefly numbers are reducing in the world. Some of this is due to climate change, but another reason is because of their habitats. The healthy living environments are being destroyed; not to mention, they are also being ‘harvested’ for their luciferase (their glow substance). Luciferase is used for scientific research forensic tests and food safety. They do have a way to make this stuff synthetically, but people still kill these amazing bugs (beetles) for the natural stuff…
Fireflies love to eat snails, worms, and slugs. Where there are snails, worms, and slugs, you’ll likely find fireflies. A garden is a perfect place for fireflies to enjoy life. Firefly larvae enjoy a good pile of wet leaves. It is suggested to make a compost pile of leaves and to keep the leaves moist throughout the year. The leaves will attract the slugs, and the baby fireflies will eat them as they grow. In the Spring, put some of the leaves in your garden as compost. Do this every year and watch your firefly population grow!
Fact #7
Fireflies also enjoy these plants: Passionflower, Morning Glory, Goldenrod, Asters, and River Fern. They also like trees! Good choices are Sycamore, Cottonwood, Elm, Bur Oak, Dogwood, and Trumpet Creeper.
How do we safely catch them?
We can catch them carefully. When they land you or when you gently catch them, simply put them in a glass jar with many holes punched through the top for oxygen. Place a damp paper towel in the jar to prevent them from drying out. Put a slice of apple in there for them to munch on. Please only keep the fireflies for 1 day. They only live for two-three months, so let them be free and enjoy life.
Buy on Amazon
Want the glow to last longer?
If you want the fun glow and blinking to last longer, first let the fireflies go, then buy fairy lights and put them in a jar. I personally love these lights. The solar-powered ones are pretty cool, I keep them up all year round.
That does it on firefly facts! Hope you learned something new. Be sure to download my free Firefly Fun Sheet! Thanks for visiting!
Planting a tree is a simple act that has a big impact. However, before you get dirty, there are some tree planting tips you’re going to want to know! Whether it be Earth Day, Arbor Day, National Tree Day, or an ordinary day there is always a reason to plant a tree. Let’s learn some must-do tree planting tips along with some tree terminology you must know!
With global warming on the rise, there IS something we can do about it. Plant more trees! Trees gobble up all those bad emissions, they actually filter the air. They also help clean our water and provide so much for us to survive and thrive. Did you know that trees can help reduce stress and bring happiness? Whaaat? Yes! This post is going to be a game-changer for you and your family. Learn some amazing tree facts, get wiser with tree terminology, and understand these 4 tips on planting trees that everyone else forgets!
More than just a tree
My childhood was surrounded by trees. That’s probably why I love them so much. They were my friends when I didn’t have anyone to play with, they were my listeners when no one else would listen, and they were my entertainment when I didn’t want to watch TV.
No, I’m not a major tree-hugger. But I do my part. In fact, on my vision board, I have a ‘tree farm’. About five years ago I started my little tree farm in our backyard. I bought pots, dirt, and saplings of Blue Spruce, Douglas Fir, White Pine, Sugar Maples, and Burr Oak. There has been so much joy in watching are caring for my tree babies. And I’m happy to say they are all now in their forever homes. Note: I did this on less than an acre, so if you have any kind of space, you can do this too!
A nation that destroys its soils destroys itself. Forests are the lungs of our land, purifying the air and giving fresh strength to our people.
Trees have many benefits, they reduce air pollution, enrich habitats, bring beauty to the eye, shelter us, provide food, provide material, and comfort us in many ways. The book, The Hidden Life of Trees by Peter Wohlleben, is a must-have! Did you know trees communicate with others through their root system? That they ‘scream’ when they need water? Even if you don’t have an interest in trees, you will after you read this book!
There are about 3 to 6 billion trees cut down globally per year. That’s a lot of trees! No wonder our atmosphere is so polluted. Mahatma Gandhi has a valid point, “What we are doing to the forests of the world is but a mirror reflection of what we are doing to ourselves and to one another.” Again, if you asked me what would reverse global warming, let alone our well-being, I’d say to plant trees! This is such a simple task with huge rewards. And it’s incredibly EASY!
Nature heals us in many ways, not just by providing medicines, but by other means that are unexplainable. What is it about walking through a forest or a path lined with trees? Trees reduce stress and lift our spirits. It’s amazing how something so simple has so much power. Prepare yourself for the outdoors with these amazing nature quotes.
Tree terminology: Get to know the lingo
When talking about trees there are a few words you might want to familiarize yourself with. Here are the most common terms you’ll run into; ‘thank you, to the State of Maine’ for this reference.
Conifer: Cone-bearing trees; the “evergreens”. I get this messed up with Deciduous all the time!
Crown [of the tree]: Branches, twigs, buds, leaves, flowers, and fruit. This is the big part on top.
Deciduous [leaves]: All leaves drop in the autumn; not evergreen. Think of ‘dead’, as in dead leaves, to remember this one.
Fruit: The seed-bearing part of a tree
Habitat: The place where a plant usually grows, for example, dry, wet, rocky.
Hardwood: Term used to describe all broadleaved trees. These tree species are deciduous, retaining their leaves only one growing season.
Inner bark: Conducts usable food from the leaves to the cambium (tree cells) to nourish it or to storage areas in the wood.
Leaf: Stalk and blade of hardwoods: needles and scales of conifers.
Leaflets: Smaller leaf units or leaflets that together form a compound leaf.
Outer bark: The area of the tree trunk composed of dead cells. It insulates and protects inner tissues from disease infections and drying.
Photosynthesis: This is the process that occurs in the leaves. From energy produced by sunlight, the leaves combine carbon dioxide from the air and water from the soil to produce carbohydrates. Oxygen is released in the process. Carbohydrates plus fats and proteins are the plant foods necessary for the growth and respiration of the tree.
Roots: Root hairs absorb water and mineral salts from the soil. Larger roots anchor the tree and store nitrogen and carbohydrates.
Softwood: Term used to describe all needle-leaved trees. These species are typically evergreen, retaining their leaves through two or more growing seasons.
Plant a tree to represent an important time in your life. You’ll take better care of it knowing there is symbolism behind it. I’ve been known to give my trees a fun name, like Bruce the Spruce, my son named our freshly planted Sugar Maple, Kevin. When I had my tree farm, I named every tree…silly sounding, but people loved it!
When planting a tree in the ground, make sure to dig a wide hole and only as deep as the pot. Carefully remove the tree from the pot and spread out the roots. We want to try and save the dirt it is used to and gradually introduce the new dirt. Carefully fill in the hole with dirt and then put a 2-inch layer of mulch surrounding the tree. Water the tree every day for two weeks. And wrap the trunk in the cold winter months to protect it from sunscald and rodents. Do this until it’s big enough to thrive on its own, probably when the trunk is at a 4-5 inch diameter.
Don’t know where to get a tree? Try a local nursery and opt for native trees, trees that thrive in their environment. For instance, White Spruce is a native tree to Michigan, but Blue Spruce is native to Colorado. Your local conservation office should have trees to buy. You can also get a tree on Amazon! Seriously, you can get a Sugar Maple and many other types of trees.
4. Check out Arbor Day Foundation
Go to the Arbor Day Foundation for more facts and information about trees. If you need to purchase some trees, they can handle that too. You can donate and they’ll send you free trees as a thank you. They have loads of information in caring for your tree along with more planting tree tips.
Don’t have a place to plant? No problem. The Arbor Day Foundation is happy to accept donations, they will then plant trees where they are desperately needed. Please note, that I do not work for Arbor Day Foundation nor get monetary benefits from mentioning them, I simply am a supporter helping to spread the word. They are the experts.
Trees are the best monuments that a man can erect to his own memory. They speak his praises without flattery, and they are blessings to children yet unborn.
Lord Orrery, 1749
Wrapping up planting tree tips
Don’t be afraid to plant a tree. With too many forest fires to count, plant as many trees as you can either by donation or by getting your hands dirty. Let’s make the world a better place for ourselves and future generations. Make Earth Day every day in some way or form. Don’t forget to get your tree printable for your kids! It’s super fun and educational. Thank you!
There are massive loads of information about how to manage money, how to budget, how to save money, and how to live a debt-free life. It can be overwhelming and paralyzing! I’ll reveal to you the #1 cause of our money management problems and give you a quick review of four different tools for how to manage money better. You’ll also get a free downloadable cash flow worksheet to get you started! Let’s keep it simple because it is simple.
What’s the #1 Mistake in Managing Money?
When we leave the house, we make one big mistake. I’m going to make this simple for you. The very first step to doing anything with your money is to know what to do with it before you leave home or get online.
When it comes to keeping track of our money you either love it, hate it, or are half-*ssed about it. And for most Americans, this can be a real pain in the butt. It’s not the task at hand, but it’s the mind that messes with us. We know we need to do a budget, but we just don’t want to. Hence, we find ourselves in a hole deeper than we want to be.
A survey,
conducted by Slickdeals.com asked 2,000 adults last August about their money
habits. Topping the list of categories
where respondents overspend is online shopping, followed by grocery shopping
and subscription services. Take a look at their list, you may find some
things surprising.
Trusting your brain with all the figures is not a good idea. We get distracted; we cheat and lie to ourselves. Then we hear the forbidden word “Budget”. Whether you make $30,000/year to $1,000,000/year everyone needs a budget, no one is excluded, not even a homeless person.
To make this more fun I’m not going to use the word ‘budget’, it sounds super boring. Instead, I’m going to use “harmony”…that’s sounds kind of corny but when there is harmony in our finances, everything works together. And gosh, when we get jammin’, financial freedom will be a #1 hit for years! Isn’t that what we’re all aiming for? On a side note, no pun intended, when you go off-key you’ll TRY to believe the harmony still sounds nice, but in reality it stink-ith. Stop lying to yourself. Developing a routine saves us a lot of hard-earned cash.
How do we fine-tune our money?
First and foremost, I want
to make this clear, a ‘harmonic wallet’ (B-word) isn’t created to punish us and
hold us captive; it’s here to simplify
life and set us free.
Money management has a few different layers. One layer is keeping a record of every single expense. This may sound tedious, but it’s the most important step to understanding where the cash flow holes are and where the money mountains prevail. However, keeping track is where most people fall.
WARNING! People will manage money for a few days and then stop. Just like a diet. Listen up friend, you’re not a quitter. If you want this bad enough, you’ll make it happen. I believe in you. Keep up the good work, it will pay off. This is the difference between living debt-free and frugal living. There is nothing wrong with frugal living, but when you depend on it to live every day it can be an exhausting life.
The know-how in a harmonic budget
This leads me to the know-how. Over the years my husband and I have used a few techniques that have helped us manage our money. Most importantly money management helps us understand what’s going on. Our money management techniques kind of mimic our camping life. We started with a tent, then we moved to a small camper, yet got a travel trailer, and now we have a 5th Wheel. We’ve learned something in every phase until we found our jam. In which our jam got us a 5th Wheel! Below are the four tools we’ve benefited from over the years.
Tracking Tool #1: Old School
The Tent
Good old pencil & paper. There are LOADS of downloadable printables online; finding one that fits your needs is the hard part. It’s overwhelming. My rule of thumb: Keep It Simple. Think of your finances like a business treat it like a business. All businesses start with pen and paper. Grab the old college-ruled notebook and a No. 2 pencil to get started. You can also get a Budget Planner which brings a little ‘pretty’ to the party.
5 Steps with Old School
Step 1: Dust off the old notebook; rip out your old psychology notes, sharpen your pencil, and jot down all the categories that take your money. For instance: groceries, autogas, utilities, insurance, phone, memberships, or subscriptions. This is the first step. Just list the categories in one column.
Step 2: Start saving receipts and keeping track of what is EFT (Electronic Funds Transfer every month). Even if you’re putting these things on a credit card, keep the receipt. Remember this is a gradual approach to finding harmony.
Step 3: Pick a regular time once a week to go through the receipts and bills that were collected. Maybe Sunday afternoon or Thursday night. Write alongside the category of how much you spent that week. Keep the list going for the whole month.
Below is an example of what your paper might look like…this is for one month. Note the tallies for coffee.
Find it on Amazon!
Step 4: Don’t forget your income! You can put your income on the top or bottom of your sheet. List all your paychecks for the month.
Step 5: It’s math time! Add up all the amounts from each category (row) and write in the total for that specific category. Then the scary part happens; add all the expenses together (column), then subtract that from your income.
PRO: Anyone can do it. All you need is a calculator.
CON: This method takes a bit of time. Generating a report would take forever and require a lot of math.
Tracking Tool #2: graduate to desktop
The Small Camper
After we mastered the pencil & paper method, my husband and I decided to move up to a computer accounting program. I’m not talking Google Docs, which is a great way to keep track; many of my friends use Excel these days. Do what fits your lifestyle. If you like Excel I have a free spreadsheet download below!
PRO: If you want to print a report or reconcile your account, an accounting program makes it so much easier…, especially for taxes. Essentially it’s a glorified check register with the ability to print reports. Another feature I like is that you can have multiple accounts. For instance, we have our personal checking, savings, health savings, and our son’s account all in one program. And they are from all different banks! We use Quicken. It’s a simple way to start. Unfortunately, you do have to pay for it, but they have a 30-day free trial.
In our household, I’m the one who updates “the books”. I pay the bills, I keep the receipts, and I reconcile the account. My husband analyzes the reports and strategizes. We have our roles figured out…SUPER IMPORTANT!
CON: It doesn’t automatically update your account in real time. So if you go to Taco Bob’s for lunch, Quicken doesn’t know that right away. Plus you have to pay for it but it’s not that much for what it does.
Tracking Tool #3: now to an app
The Little Bit Bigger Camper
We then experimented with Mint. It’s an online-only app for managing your money. Mint is FREE! But it’s a bit more complicated. You can see all your transitions, but to itemize them, you need to wait until they clear. It’s great for budgeting, tracking, and bill reminders, but it doesn’t have the reconciliation feature and reports can be a bit tricky. Again, do what fits your lifestyle, but please keep it simple. Other Apps to checkout are YNAB (You Need A Budget), nerdwallet, and mvelopes.
PRO: It’s free and on your phone.
CON: It’s free and on your phone. No reconciliation option or easy access to reports.
Tracking Tool #4: The best of both
The 5th Wheel
We’ve now moved up to Quickbooks Online. If you’re looking for the best of both worlds, do it the simple way with this program. It’s an online check register, with reports, and account reconciliation. My husband and I have been using it and are loving it! I can’t believe how much fun he has with this program. The downside of this program is that you have to pay for it. But, don’t look at that as an expense because the program and its capabilities can save you a lot of money. Worth it.
Click on the picture for more details.
PRO: You got it all here. You can access it from your phone or computer. Reconciles on its own. Captures expenses. Has budgeting tools…oops…I meant ‘harmony’ tools. And it’s easy to use. Many businesses use this program.
CON: You have to pay for it. You can only use accounts from one bank. It can be kind of confusing.
The bottom line is how to manage money easily
To create harmony is to understand where your money is going and how you will process that information. What needs to change? And how are you going to do that? David Bach says, “The solution to your money problems isn’t more money; it’s new habits.”
Make harmony with your money by looking at your habits and experimenting with new ways how to change them without losing your lifestyle. This is the most effective way how to manage money easily.
Here’s a free Excel cash flow worksheet to help you get started. Simply click on the link and it will download automatically. Then in the lower-left corner, click the up arrow and click ‘Open’. You can then save it on your computer and start plugging away! Har-Money Worksheet.
